Oct 31
There are few things as alluring as the promise of free travel to exotic destinations. The banks know this, and have long offered travel rewards to their customers for receiving and using their credit cards. In turn, savvy credit card users have learned how to exploit these offers to travel in comfort and style well beyond their means.
Recently, I was explaining this to an European executive sitting next to me in Lufthansa’s Airbus A380 business class while returning home from a vacation in Italy. I told him that my family and I could not possibly have paid for our three, $7,000 tickets for this flight. But thanks to my travel rewards credit cards, my journey was all but free after some taxes and fees. Through careful selection and use of these product, these kinds of trips have become an annual occurrence for our family. W Read more…
Oct 29
Here are some firewood tips to consider as you begin stockpiling wood for your fireplace or stove this heating season:
To help avoid insect or pests, never store firewood on the ground or touching your house.
Burn only dry, seasoned and clean natural wood. Wood should be cut, split and stacked in a covered area for about six months before burning. Well-seasoned logs will seem lighter in weight and have dark cut ends with cracks or splits.
Some of the wood with the most heat value includes American beech, apple, ironwood, red oak, shagbark hickory, sugar maple, white ash, white oak, and yellow birch.
Wood is often sold by the cord or 1/2 cord. A cord of wood is a pile of logs 4 feet wide by 4 feet high by 8 feet long and weighs about 2 tons.
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Oct 24
More than half of British families are putting themselves at risk by failing to make adequate arrangements for their financial future, according to a new survey.
The Future of Retirement: Why Family Matters Report from HSBC found that 48% of UK parents currently have no life insurance, while 59% of childless adults are in the same position.
The study also found that people with children are less likely to put money away for their retirement and that only two-thirds of parents questioned for the survey had made a will. Despite this, only parents in Canada were more likely to have made a will than their UK counterparts.
Some 17,000 people in 17 countries, including 1,000 in the UK, were questioned for the report.
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Oct 22
Do you have a coupon strategy? If you’re using all of my 101 Ways To Take A Bite Out Of Your Food Budget, coupons can be a great way to save some serious additional cash. But to save even more, try one or all of these strategies:
- Only use coupons to buy products you really use
- Layer your coupons with sales and store specials
- Find your favorite coupon websites and visit them regularly
- Visit those sites early in the month for the best deals
- Don’t neglect the manufacturer’s sites
- Set up a different email address for couponing
- Give the grocery store’s website a visit too
- Grocery stores aren’t the only place to buy food or use coupons
- Inquire about double coupons
- Join the loyalty program
If you don’t use it or wind up throwing it out, it really doesn’t matter how much money you save. According to t
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Oct 21
Searching for the best organizations providing secretarial services online is not such an easy task, considering the fact that every company prides with the large gamma of services offered. However, the majority of companies would not be able to give you complete services, and this is why you would need to make sure that the company is able to provide you with the needed accounting situations for your firm. Don’t worry about the options. With the large number of companies offering boookkeeping from home, you will be able to find the best of those options after a while. Read more…
Oct 16
One of the most common types of unexpected emergencies in life is a medical one. Everyone at some point has a medical emergency happen to either him or her or a close family member. Your child could break a leg. You could come down with pneumonia and need antibiotics. Someone could fall and need stitches or an x-ray.
Even small medical emergencies can be expensive, and even if you have medical insurance you might have to pay a deductible that seriously strains your finances for a while. If your son tumbles out of the tree at the same time that your utility bills are all due, you might not have the money on hand to pay for it all.
One way to deal with the stress caused by sudden medical bills is to get a loan from lenders against your next paycheck . Read more…
