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On a recent business flight out of Atlanta, I was offered the opportunity to give up my seat in exchange for a slightly later flight … in first class. I accepted because it meant my seat would keep a young family together on their way to Disney World … though first class wasn’t a bad perk either.
What I didn’t know is that I would be sitting next to someone who is a respected authority on flipping houses. This woman is a nationally known expert and has appeared on numerous television shows for the past several years. I asked her if she was who I thought she was and lo and behold, she was! After explaining that I had a personal finance blog and inquiring if I might ask her a few questions about flipping houses, she agreed … so long as I didn’t use her name. “It would j
US Bank targeted small business owners in an innovative Facebook contest, “The Look Up with US Challenge.” The contest’s $15,000 prize pool was divvied up among three small business owners who d how their businesses were looking up: one winner was chosen by popular vote, another by a panel of small-business owners assembled by US Bank, and a third winner was chosen at random.
To enter the challenge, business owners had to launch a special Look Up With US Facebook app and explain why their business was looking up. Each answer became part of a mosaic tile display on the bank’s Facebook page. When users clicked on a tile in the mosaic, they could read the entry, vote for their favorite businesses and leave comments. The mor
Last year my Chase credit card, with which I had earned 5% back on groceries and gas since 2007, suddenly changed. They switched to some sort of rotating-category-that-earns-more-points system that I didn’t particularly care for. Every few months, I have to opt in all over again to take advantage of whatever category they’re giving the most points for that month. Even though I do my best to keep up with credit card rewards, I don’t take credit card reward hacking to the extreme. I’d prefer not to have to carry around 10 cards in my wallet.
Nevertheless, I do prefer to get the most points in categories that I actually spend a lot of money on. After our mortgage, the highest percentage of our monthly expenses comes in the form of groceries. We prefer organic and local food, which can be pricey. Read more…
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Today, gurus are everywhere. They’re on television, the Internet, and most forms of media. It’s hard to turn on the radio and not hear some self-acclaimed financial expert tout the joys of everything from debt reduction to using paid advisors who pay him to push their services on his audience. But please remember one thing about gurus:
When the blond with the short hair goes on Oprah and talks tough about money, she’s there to do one thing: sell her books. When the guy on the radio calls you stupid and dumb for getting into debt, he believes it but really just wants to sell his “university” course on achieving peace of mind financially.
It may be a dream to be debt free and scream it to millions of people over your telephone. It may be
Tablets, smartphones and mobile devices will increasingly become the primary tools used to access online banking services, and young adults are the most likely to carry their bank in their pockets but a growing number of other age groups are likely to join them in the very near future.
Those are among the findings of Intuit Financial Services Fourth Annual Financial Management Survey, a study fielded in October 2011 involving 1,000 participants across the United States.
Two out of every five participants in the study said they own a smartphone, but only one in five said they use it to check balances, transactions, make payments, etc. 17% said they plan to try it in 2012.
Gen-Y is a different story. They live and bank on mobile devices.